Buy Here Pay Here Savannah GA: How Does it Work?

In the busy and ever growing automotive market, the concept of buy here pay here Savannah GA, remains of the the most unique and out of the box concept.

A buy here pay here dealership breaks the norm and offers in-house financing to buyers or customers without paying much attention to their credit history,  that is, the credit history of the customer is not taken into consideration while providing in-house financing options.

In simple terms, it means that BHPH allows customers to acquire loans from the dealership itself even with a bad or non-existence credit history. BHPH dealerships are usually pretty small compared to traditional car dealerships which inevitably makes them possess a limited selection of cars.

Regardless, buy here pay here can be a good choice for those who need a car but are facing difficulties in getting financing from a traditional lender. Thus,

How Does Buy Here Pay Here Savannah GA Financing Work?

Using buy here pay here financing, you can make payments every month to the car dealership until the car is totally paid off. The interest rate offered by BHPH car dealerships is usually higher than what is offered by traditional car dealerships, this is because BHPH Dealerships are taking a huge risk by providing loans to people with even bad or absent credit history.

If you are looking for any kind of in-house financing options in Savannah, you may check out car dealerships that offer buy here, pay here  in Savannah, GA.

Benefits of Buying a Car from Buy Here Pay Here Savannah GA

There are pretty great benefits of buying from BHPH car dealerships, you’ll be surprised by some of them! When you buy from any buy here pay here car dealerships, they do not do any credit checks on you. So, there is no credit history required. If you are worried about your bad credit score, then worry no more.

Usually, the down payment is pretty low, so you won’t have to provide a massive amount upfront. When money is tight a quick search of bhph dealers near me can help you out.

If you are in an urgent need of a car, buy here pay here car dealerships can help you out. The approval process is pretty fast and easy. You can get your car the very same day you applied. Check out the available car dealerships that provide buy here pay here in Savannah, GA today.

The Disadvantages of Buying a Car from a BHPH Dealership

Every good thing has some drawbacks and the same applies for bhph car dealerships. BHPH car dealerships provide higher interest rates compared to traditional car dealerships, the reason being them taking risk in providing loans to people without any credit check.

A quick search for bhph dealers near me may help you discover that buy here pay here dealerships are smaller than traditional car dealerships, thus they showcase a very limited selection of cars. You may not find what you are looking for.

BHPH dealerships are not controlled by the same laws as traditional car dealerships, so may not have the customer protection you require.

Tips for Buying a Car from Buy Here Pay Here Savannah GA

Be on the lookout for the best interest rates. Search for the best bhph car lots near me offering the best interest rates. Check out the best options of buy here pay here in Savannah, GA.

Before signing the loan agreement, make sure to go through the agreement and have a comprehensive understanding of it. The list includes interest rate, monthly payment, and even the length of the loan to be paid.

Before buying the car from a buy here pay here dealership get it inspected by a mechanic. This will help you make sure that the car is in a good condition and you are not being cheated on by the bhph car dealership

Some Of The Best BHPH Dealerships in Savannah, GA

If you live in Savannah, a search for bhph dealers near me will help you in finding the best buy here pay here in  Savannah GA. Here are a few BHPH dealerships in Savannah, GA that may suit your preferences:

DriveTime

Located at 12056 Abercorn St Savannah, GA 31419

DriveTime is a car dealership offering buy here pay here in Savannah, GA. That have a wide range of used cars and trucks to offer. They even have an array  of financing options available, including no-credit-check loans. DriveTime remains open on Monday through Saturday from 10am to 8pm and on Sunday from 9am to 6pm. It is one of the best recommendations that shows up in bhph dealers near me searchers.

Middle Man Auto Sales

 Located at 5964 Ogeechee Rd Savannah, GA 31405,

It is a family owned and operated buy here pay here dealership, and it has be serving the Savannah area for over twenty years. They offer a wide range of selection of used cars, trucks and SUVs. They also offer in-house financing without the requirement of any credit score check. Middle Man Auto Sales remains open on Monday through Saturday from 10am to 6pm and on Sunday from 10am to 5pm.

Being a family owned and operated car dealership, it is one of the most trusted dealerships in Savannah. You can opt for this car dealership, if the other options seem too confusing.

Keller’s Auto Sales

Located at 5116 Ogeechee Rd Savannah, GA 31405

Keller’s Auto Sales is a BHPH dealership and it has a varied selection of used cars, trucks, and SUVs to choose from. They even offer a wide range of financing options, which includes in-house financing that does not require any kind of credit score checks. Keller’s Auto Sales is open Tuesday through Saturday from 10am to 6pm and on Sunday from 2pm to 4pm. It is one of the best available Bhph car dealerships.

While looking around for the best car dealerships in Savannah, you will come across this dealership more frequently than others. This is one of the Trusted car dealerships in Savannah.

Hwy 17 & YES Guaranteed Auto Financing

Located at 5116 Ogeechee Rd Savannah, GA 31405

Hwy 17 & YES Guaranteed Auto Financing is a BHPH dealership offering a wide variety of used cars, trucks, and SUVs. They have even made different financing options available, including in-house financing where there is no requirement of credit checks. Hwy 17 & YES Guaranteed Auto Financing is open Tuesday through Saturday from 10am to 6pm. It is one of the most car dealerships offering buy here pay here in Savannah GA.

FAQs

What is the down payment required for a BHPH loan?

The down payment is usually pretty low for a BHPH loan. It depends on the kind of car dealership you are opting for, and the kind of car you are buying. Some BHPH car dealerships don’t even require a down payment. Some dealerships require payment of around $500. It totally depends on the kind of dealership you are choosing. So, make sure to opt for such a BHPH car dealership that does not require you to make a hole in your pocket.

What is the interest rate on a BHPH loan?

The interest rates offered by BHPH dealerships are usually higher than the rates offered by traditional car dealerships. This is due to the fact that these dealerships are offering loans to individuals with a bad credit score too. The rate of the interest usually depends on the length of the loan, dealership and even the credit history of the individual. However, in the longer run you will end up paying more for the car.

What is the approval process for a BHPH loan?

The approval process is pretty basic and fast. It is very easy to apply for a loan even. All you need to do is fill out a document, provide a proof of your income, and a proof of residence. Then the dealership will review the documents provided by you, and they usually make a decision within hours of application. Whole filling out the documents read all the terms and agreements properly, so that you are not left with any kind of confusion.

Conclusion

If you are thinking about buying a car and have no credit or rather bad credit score then, no worries as any buy here pay here dealership can assist you in acquiring a loan and a car. Buy Here Pay Here Savannah GA, can help the residents of Savannah to secure a loan, with the help of BHPH car dealerships.

Read the documents properly and then sign them. Do not be in a hurry, be selective and choose wisely while opting for a car dealership. Make sure to be well introduced to the terms and conditions of the loan. Pay attention to the interest rates, length of the loan. Make sure to get the car checked by a mechanic before buying it, so that you do not get ripped off by the car dealership.